VA Loan Specialists
Down Payments as low as 0%
Get a Free pre-approval for your

VA LOAN

VA loans

ENCORE FINANCIAL CORP. - LOANS FOR VETERANS & ACTIVE DUTY HERE!

Mortgage Brokerage with a primary focus on serving those who have served us. VA loans require only a 500 FICO, little to no down payment, have excellent rates and offer easier qualifcations. ENCORE FINANCIAL CORP., is a sponsored VA agent, so we can pull your Certificate of Eligibility and other required documents. Get pre-approved today with a few clicks or call!

VA loans

Benefits of
VA Loans


Down payment as low as 0%.
Higher allowable debt-to-income ratios than many other loans.
No mortgage insurance required.
No prepayment penalties.

Streamline Refinancing (IRRRL)


Closing costs and fees can be rolled into the new loan (out-of-pocket expenses).
The IRRRL allows you to refinance into a fixed rate or adjustable rate loan.
You must be current on your mortgage with no more than one 30-day late payment within the past year.
Your monthly payment for the IRRRL must be lower than the previous loan's monthly payment.

FHA or VA loans

Cash-Out Refinancing


Changing the terms of your VA loan can benefit you and maximize your home's eequity. Refinancing can allow you to free-up money for home improvements, emergencies, pay off debt, or any other purpose.